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<sup>Retirement Treatment Planning for Dentists</sup>

Retirement Treatment Planning for Dentists

We help dentists within four years of clinical retirement reduce taxes and replace their practice income so they can keep living the lifestyle they love.

As you approach the finish line of your dental career, are you uncertain about your income transition? How will you go from living off dentistry to instead living off your investments and other assets?

Are you tired of tax planning that looks backward instead of using proactive ways to reduce your taxes over the long haul?

Would you like treatment planning to navigate the financial pieces of your retirement, given what’s at stake?

We serve as a guide during dentists’ retirement journey, so they can reduce their lifetime tax bill and spend their nest egg with confidence. 

<sup>Tax Treatment</sup>

Tax Treatment

You’ve wisely reduced your income tax as much as possible throughout your working years by leveraging a 401(k) or profit sharing plan.

The good news: That tax-deferred asset can be used to generate cash flow in retirement.

The bad news: The IRS will want its share. A good chunk of your account balance is considered AR to the IRS.

And there are tax implications with your social security and non-qualified investments as well.

Your total tax bill in retirement will likely be seven figures, even if you’re in a lower tax bracket than during your practice years.

A proactive tax planning approach will reduce your lifetime tax bill so you can have more money for the people and things you love.

Income Treatment

Income Treatment

You’ve received income from treating patients and practicing dentistry for decades.


You’ve built a life around the expectation of that dental income. You intend your life and lifestyle to be similar (or better!) when you walk away. Why shouldn’t it be?


But your money will originate from different sources in retirement. 401(k)’s. IRA’s. Practice sale proceeds. Non-qualified investments.


It's all taxed differently. And it may affect the taxation of your social security.


How do you fit all the puzzle pieces together to replicate your income for the next several decades, make sure you don’t run out of money, and NOT overpay the IRS?


We help dentists solve that problem, so they live a worry-free retirement they love.

What's the Cost?

What's the Cost?

You deserve and expect full transparency about the money you will pay in exchange for the guidance and services we delivery.


Your cost is $400 per month. In addition, there is a separate, variable fee based on your total investments managed by our firm.


The maximum annual total fee, no matter your investment account sizes, is $10,300.


The minimum annual total fee is $5,800.


You will not pay an up-front or initial onboarding fee.

The First Step?

If you’re interested in working together, we use our Right Fit Process to ensure a collaboration works for both of us.


 The Right Fit Process involves four steps. At its conclusion, you will receive a basic financial plan at no cost.


 The first step in the process is a conversation. We want to meet you (virtually), begin to understand your situation, and hear what you want to accomplish.


 To take the first step, please click here to schedule a “Discovery Call.”

Not Ready Yet?

Are you interested in working with us, but not yet ready to schedule an initial consultation call?


We get it.


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